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Since 1991, Insurance By Design has protected insurance agents and other professionals with errors and omissions coverage. We have established a matchless reputation for providing prompt quotes, the best available prices and helpful, personalized service. We stand ready to serve clients in TX, AL, AR, AZ, CA, DE, FL, GA, LA, MD, ME, NV, NJ, NM, NY, NC, OK, PA, SC, TN and VA.
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If you make a mistake, an "error," or fail to do something, an "omission," Errors & Omissions insurance protects you. Most E&O insurance coverage is activated when a claim is made rather than when a wrongful act occurs. When you are insured, the policy pays on your behalf the damages and claims expenses you are legally obligated to pay because of a claim made against you during the coverage period. Not sure what claims made means? Click here.  

Most insurance companies, wholesalers and Managing General Agents (MGA) require their producers carry E&O insurance. Many state insurance departments also require E&O coverage as a condition for licensing an agent or agency.

We have more than two decades of experience insuring new agents just starting out, experienced and specialty agents, wholesalers, MGAs, Third Party Administrators (TPA) and intermediaries.


E&O insurance is a type of business liability insurance needed by all kinds of professionals. A long list of businesses and professionals need E&O coverage including architects, engineers, lawyers, printers, collection agencies, real estate agents, accountants, consultants and hundreds of other professionals.

Remember, most E&O insurance is written on a claims-made basis, with coverage activated when a claim is made instead of when a wrongful act occurs. Not sure what claims made means? Click here.


Here at Insurance By Design, we have access to more than a dozen active E&O insurance markets writing on an admitted and non-admitted basis and Lloyds of London. Our mission is to find you the right E&O coverage at the best possible price!

Prices start under $1,000 a year, and monthly payment plans are available. Get an estimate.


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