Friday, January 18, 2013Does your business need errors and omissions insurance? To answer this question, you must first understand what E&O insurance is. Basically, it is a professional liability insurance meant to protect businesses from claims made by customers for negligent actions and inadequate service. READ MORE >>
Monday, January 14, 2013In these days of reduced commissions and increased costs, cheaper is not always better. Here at Insurance By Design our motto is “The Right Coverage at the Best Price”. When working with customers, the first thing we do is the determine what E&O exposure they have. READ MORE >>
Tuesday, December 18, 2012By Louis H. Kozloff and Kenneth S. Merber of Nelson Levine de Luca & Hamilton Superstorm Sandy’s impact on the insurance industry has been and will be profound. Predictably, the most direct impact will be claims for property damage and business interruption made under homeowners and commercial first-party property policies. READ MORE >>
Tuesday, December 18, 2012Firmer insurance prices and an upward trend in agency revenues are signs of good times for most independent agencies. These same trends, however, are reflected in today’s insurance market for agency errors and omissions coverage where they can pose challenges for agents looking to buy protection. READ MORE >>
Friday, December 7, 2012Most businesses carry general liability insurance. However, healthcare professionals along with professionals (e.g., architects, attorneys, accountants, etc.) need an additional layer of insurance, known as Errors and Omissions Insurance. How E&O Insurance Protects You READ MORE >>
Friday, November 9, 2012What is E&O insurance?Errors and omssions (E&O) is the insurance that covers your company, or you individually, in the event that a client holds you responsible for a service you provided, or failed to provide, that did not have the expected or promised results. For doctors, dentists, chiropractors, etc. READ MORE >>
Thursday, August 9, 2012Every E&O agent will stress the importance of documentation, but documentation alone is not enough – the quality of your documentation makes a huge impact. In actuality, the quality of documentation (or lack thereof) is one of the most important factors in determining the direction an E&O claim takes. READ MORE >>
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